Answer:
Car insurance prices vary but can be negotiated. Here are 7 ways to pay less.
1. Compare before renewing
Skip automatic renewal. Get quotes from at least 3 companies.
A higher deductible lowers your premium by 15–30%.
3. Pay annually instead of monthly
Paying annually can save you up to 10%.
4. Install a telematics device (black box)
Insurers offer up to 30% off for proven safe driving with monitoring.
5. Adjust coverage to what you actually need
Remove coverage you don’t use, like rental car or windshield.
6. Only include regular drivers
Add only regular drivers, not occasional ones, to keep costs down.
7. Check your bonus-malus system
If you’ve gone several years without a claim, your insurer should have lowered your premium. If not, switch companies. Your good driving history follows you.
Our tip: Get three online quotes before renewing. You could save over €100 a year.
